Environmental Consultants &
Analytical Testing Labs

Overview
Environmental Insurance is a growing, complex, high-risk market. While many companies offer coverage, who protects the firms that supply consulting services and can be held accountable for pollution-related injury or damage? Who covers the legal liability for potential claims?

PIA's Miscellaneous Errors & Omissions (E&O) program is designed to address the needs of environmental consultants and analytical testing laboratories. It is not a market for medical testing labs or for firms seeking coverage for remediation.

Policy Highlights
The intent of our Miscellaneous Errors & Omissions program (E&O) is to protect consultants in rendering professional services to third parties or providing advice about environmental conditions, new regulations or changing legislation. Our broad policy form includes coverage for contingent bodily injury and property damage. It also covers pollution liability claims arising out of environmental consulting or testing services rendered by the insured.

PIA's professional liability specialists are dedicated to understanding this targeted market. Their mission is to provide the E&O protection that will enable their clients and businesses to expand and achieve their objectives.

The program is written by Houston Casualty Company, which is rated A+ by A. M. Best Company and AA by Standard & Poor's. Capacity of up to $5 million is available for any one loss.

Commitment to service is a key priority. PIA provides exceptional turnaround time and can do so using others' applications. Most new submissions will receive a response within two business days or less. Policies are generally issued within a few days of binding.